We are becoming more dependent on technology, which means that we need to up our personal security game to ensure that our personal details don’t get into the wrong hands. Our devices and online accounts are valuable to hackers because they can score big money by selling it on the Dark Web.
One of the most effective ways of protecting yourself is by using multi-factor authentication (MFA). It adds another layer of security, making it more complicated for a cybercriminal to access your account.
The first layer is the one we’re all familiar with: logging on with your username and password. When applying MFA, you need to take another action before you’re granted access to your account. This could be entering a one-time PIN (OTP) that is either sent to you via SMS or email. Another method could be biometric - e.g. scanning your fingerprint or retina before being allowed entry.
Authenticator apps are also being used more frequently, removing the need for you to have your mobile device on you. For each new account you add, you need to scan a QR code which is saved to the app. When you next log on to that service or app, you will be required to enter a numerical code, which is available to you when you access the authenticator app.
You can use MFA on any account or online service where it is available. For some, it is mandatory, while others employ it as an added extra. Check the app or your online account’s privacy and security settings to find out. You can also check these resources to see what services currently offer this feature:
An added layer of security means extra work for cybercriminals, which hopefully diverts their attention to another layer. If security experts use MFA, then we should definitely consider using it too.
Go on, ensure that your details are safer from hackers by adding that extra level of security.